Microsoft Copilot logo

Microsoft Copilot

AI Chat & General Assistants

Microsoft Copilot is Microsoft's AI assistant, available as a free app on Windows, macOS, mobile and the web, and built into Edge and Bing. Microsoft 365 Personal, Family and Premium subscribers also get Copilot inside Word, Excel, PowerPoint, Outlook and OneNote. It offers web-grounded answers, image generation, voice conversations, Deep Research and Copilot Pages.

Free planFrom $19.99/mo
Pricing

Microsoft Copilot pricing

Free plan: yes; paid via Microsoft 365 Personal/Family/Premium (Premium ~$19.99/mo; Copilot Pro folded into M365 Premium)

Last checked September 2026 · Confirm on copilot.microsoft.com

Features

What Microsoft Copilot does

  • Web answers with citations via Bing
  • Copilot in Word, Excel, PowerPoint, Outlook and OneNote (Microsoft 365 plans)
  • Voice conversations and Copilot Vision
  • Image generation and editing
  • Deep Research and Think Deeper reasoning modes
  • Copilot Pages and Notebooks for organizing work

Pros

  • Built into Windows, Edge and Microsoft 365 apps people already use
  • Free tier includes web search, image generation and voice
  • Microsoft 365 Premium bundles AI with Office apps and cloud storage
  • Uses a mix of OpenAI, Anthropic and Microsoft models

Cons

  • Copilot in Office apps requires a Microsoft 365 subscription
  • Consumer and work versions (Microsoft 365 Copilot) differ, which is confusing
  • No developer API for the consumer assistant
  • Fewer custom-assistant options for consumers than ChatGPT GPTs or Gemini Gems
Fit

Who Microsoft Copilot is for

Windows PC usersMicrosoft 365 householdsOffice-heavy students and professionals

Look elsewhere if: People who work mainly in Google Workspace or want a developer API should look at Gemini or ChatGPT instead.

For teams & enterprise

Enterprise readiness

Microsoft 365 Copilot runs inside the M365 tenant boundary with existing permissions, Purview and commercial data protection.

Business / enterprise plan
Yes
SSO (SAML / OIDC)
Via Microsoft Entra ID
SCIM user provisioning
Via Microsoft Entra ID
SOC 2
—
ISO 27001
Yes
HIPAA (BAA available)
Yes
GDPR DPA
Yes
Data residency options
EU Data Boundary
No training on your data
Yes
Audit logs
Via Microsoft Purview
Admin controls
Yes
Deployment
Cloud

From the vendor's own security documentation (trust center). "—" = not confirmed. Verify during your security review. Compare all tools.

Chat Assistants feature checklist
Web search with sourcesYes
Image generationYes
Voice conversationsYes
File & PDF analysisYes
Custom assistants / GPTsLimited
Runs code / data analysisLimited
Deep research modeYes
Mobile appsYes
Developer APINo

Microsoft Copilot compared

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Microsoft CopilotFree plan · from $19.99/mo
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